Most People Fail In Home Businesses!
At one time or another, we’ve all fantasized about creating
own business and being so successful that we can tell the boss
or manager to “take a hike” and loose the compass! It’s
exciting to consider the possibilities. But then the fears
creep in. We’ve all heard stories about people who have joined
a home based opportunity full of hope and faith, only to unwind
shortly thereafter and fail miserably…and lose some good hard
earned cash in the meantime. And some of us have lived those
stories! Ouch! I have been on both sides of this continuum,
succeeding more often than not, but with enough range of
experience for both myself and others I’ve worked with to
Reviews State of
Health Care for Small Business
WASHINGTON – One of the biggest challenges currently facing
entrepreneurs is a lack of health care coverage. Small business
leaders and representatives from the health insurance industry discussed
the reasons that small firms have difficulty providing coverage
and potential solutions to this issue. This hearing marks the beginning
of the committee’s work to make health care more affordable
and available to this nation’s 26 million small businesses.
Business and Entrepreneurship
There are approximately 2 million Hispanic-owned businesses in the
country that generate almost $300 billion in annual gross receipts.
By 2010, there will be 3.2 million Hispanic firms generating $465
billion, according to the U.S. Small Business Administration.
Your Leadership Styles and Skills
What is it that has set the great leaders and entrepreneurs of the
world apart from the rest of the world? You know what I'm talking
about- the truly remarkable ones that have made their mark on the
world. Sam Walton didn't create the Wal-Mart Empire overnight, and
he certainly didn't do it alone. He had a group of quality employees
working for him, a group that both respected and admired Mr. Walton
and of his accomplishments. He is a prime example of possessing
the right leadership styles and skills to get the job done, and
created and kingdom in the process .
Focusing on Consistency (Part 1)
shows that only a small fraction of customers will inform a company
of what they dislike. The majority of silent, unhappy buyers "vote
with their feet" and simply don't return. Sam Walton, the late
Wal Mart founder, said: "There is only one boss: the customer.
And he can fire everybody in the company, from the chairman on down,
simply by spending his money somewhere else."
Focusing on Consistency (Part 2)
Part 1 of this series, we saw how consumers are able to exercise
their choices to achieve the most enjoyable and efficient experiences
possible. This article, Part 2, explores four more techniques that
can help ensure top-to-bottom consistency in creating positive customer
and the Bad: New Laws that
Affect the California Restaurant Industry
Of the many bills signed by Governor Arnold Schwarzenegger this
year that will become law on January 1, a few will affect the restaurant
industry more than others. Following is a brief summary of these
laws, according to the California Restaurant Association:
Grader Launches Software Allowing
Consumers to Get the Upper Hand on Lenders and Brokers
Mortgage Grader launches a consumer driven real-time loan shopping
service, http://www.mortgagegrader.com, offering loan pricing to
every borrower's advantage. Knowledgeable as well as uninformed
borrowers will have the ability to equally leverage meaningful lending
information in a simple and transparent process to find their lowest
cost loan provider. Minority borrowers will not fall victim to discrimination
or redlining when shopping for a loan through Mortgage Grader.
Sold for $53,000
A worldwide land grab is underway as people rush to purchase states
and cities at Weblo.com, a first-of-its-kind virtual duplicate of
the world based on real properties, cities, states and Internet
domains. Since its Sept. 26 launch, Weblo.com has sparked a virtual
real estate boom. California sold for $53,000 USD, New York State
sold for $18,433 and the Canadian province of Ontario sold for $16,900.
10 Reasons To
Love Small Business
The Office of Advocacy of the SBA offers the top 10 reasons to love
small business, the heart of the American economy: small businesses
make up more than 99.7% of all employers; small businesses create
more than 50 percent of the nonfarm private gross domestic product
(GDP); small patenting firms produce 13 to 14 times more patents
per employee than large patenting firms.
Businesses Receive more than
100,000 SBA-Backed Loans in 2006
Small businesses turned to the U.S. Small Business Administration
for commercial financing in record numbers in fiscal year 2006,
setting records for both the number of loans and the dollars loaned,
SBA Administrator Steven C. Preston said.
Hispanic Marketing and Advertising Explosion
The Association of Hispanic Advertising Agencies (AHAA) announced
the results of its survey assessing trends and influential factors
in US Hispanic advertising over the past decade. More
than 90 percent of respondents indicated that they anticipate corporate
ad spending targeting the fastest growing segment of the US -- Latinos
-- to increase in 2007 and more than 30 percent are predicting budget
growth of more than 10 percent.
for a Business Loan
When applying for a loan, you must prepare a written loan proposal.
Make your best presentation in the initial loan proposal and application;
you may not get a second opportunity.
and Presenting a Loan Proposal
(This information has been prepared by the U.S. Small Business Administration)
Once you have a written business plan, you are now ready to approach
the money markets to try to finance your business.
Sole Proprietors Generate
$102 Billion In Annual Revenue
America’s homebased sole proprietors generate $102 billion
in annual revenue, according to a study released by the Office of
Advocacy of the U.S. Small Business Administration. The study details
revenues, expenses, and income for both homebased and non-homebased
sole proprietors by industrial sector.
Insurance Tax Deductions Help Entrepreneurs
Deducting the cost of health insurance premiums may keep self-employed
entrepreneurs in business, according to a study released by the
Office of Advocacy of the U.S. Small Business Administration. The
study shows that the health insurance deduction for the self-employed
has decreased the likelihood of entrepreneurial exit by 10.8 percent
for single filers and 64.9 percent for married filers.
Gasoline Prices, Fuel Efficiency
Drive Changes in Automobile Industry
The high price of gasoline is changing the way we drive. And there
are more concerns about the environment. Car manufacturers say those
factors have led to increased competition. VOA's Mil Arcega reports
the race to develop the “greenest,” most fuel-efficient
cars is driving an evolution in automobile design.
Firm Develops Hybrid Car to Run on Hydrogen
Gasoline prices in the United States are hovering at around three
dollars a gallon. There is rising concern over the global environment
and political uncertainty across many oil-producing regions. So
alternatives to petroleum-based fuels have attracted increased interest
from investors and entrepreneurs. One California firm has developed
an alternative fuel technology based on hydrogen fuel cells.
Confidence Rises, Home Sales Slip
A survey of U.S. households indicates that Americans are confident
in the future of their economy, while a separate survey shows the
rate of existing home sales in the U.S. continues to slip.
Home Sales Down 25.3% in Q2
The decline in housing sales has spread nationwide, with the number
of deals falling in 28 states, including California, during the
second quarter, according to a report from the National Association
United Bank, a New Hispanic
Bank "in Organization"
Americas United Bank (AUB), In Organization, has received its conditional
approval from the Department of Financial Institutions (DFI) to
"organize" the bank subject to various conditions which
include a succesful stock offering. The bank will be centrally located
in the city of Glendale, California.
Consolidation, Good or Evil?
Thousands are caught in the debt trap each year. Many approach debt
consolidation companies, but such companies should be handled with
care. Nobody is ever alone.
Procter & Gamble became the largest advertiser in the U.S. in
2005, spending $4.61 billion compared with the $4.35 billion of
second-place General Motors - the first time the $4 billion mark
has been surpassed - writes AdAge (via MarketingVOX), citing its
"100 Leading National Advertisers" report. Together, P&G
and GM accounted for nearly 9 percent of the top 100 national advertisers'
total 2005 U.S. ad spend of $101.31 billion, which is up 1.3 percent
from the previous year, according to the report.
AdWords, a Pay-per-Click Advertising Program
Google AdWords is a quick and simple way to purchase highly targeted
cost-per-click (CPC) or cost-per-impression (CPM) advertising, regardless
of your budget. AdWords ads are displayed along with search results
on Google, as well as on search and content sites in the growing
Google Network, including AOL, EarthLink, HowStuffWorks, & Blogger.
With searches on Google and page views on the Google Network each
day, your Google AdWords ads reach a vast audience.
to Stop Telemarketer Using Phony Caller ID
A nationwide telemarketer of mortgage loans has been calling people
whose numbers are listed on the National Do Not Call Registry, and
doing so without identifying itself, according to the Federal Trade
Commission, which is seeking civil penalties and an injunction against
the telemarketer for violations of the FTC’s Telemarketing
Sales Rule. This is the Commission’s first case alleging transmission
of false caller ID information.
and California Hispanic Chambers
of Commerce Sign Strategic Alliance
The U.S Small Business Administration and the California Hispanic
Chambers of Commerce signed a Strategic Alliance Memorandum aimed
at strengthening and expanding small business development in the
About Wiring Money Back After Cashing a Check
The set-up for the scam can be different every time: maybe they
are buying something you advertised, paying you to do work at home,
or giving you an “advance” on a sweepstakes. But, the
Federal Trade Commission and the National Consumers League warn
that after the initial hook, all “check overpayment”
scams end the same way – with a request for you to wire money
back. The scams are the fifth most common telemarketing fraud and
the fourth most common Internet scam reported to the NCL.
Care Cost for Employers Will Increase 6.7% in 2006
When annual health benefit cost increases peaked three years ago
at nearly 15%, employers responded with an unprecedented flurry
of plan redesign. Increases have slowed each year since then, with
cost rising just 6.1% in 2005 to an average of US$7,089 per employee,
with a similar increase – 6.7% – predicted for next
Must Re-Think How They Value Customers
Companies looking to cut back on training and investment
in Customer Service Call Centers will face serious financial consequences.
A groundbreaking research study, recently undertaken by Ernan Roman
Direct Marketing, has uncovered startling new insights into the
world of customer service.
Bakery Awarded the Modern
Baking's 2005 Retail Bakery of the Year
Porto's Bakery, a Southern California icon in the baking industry,
has been awarded the Modern Baking's 2005 Retail Bakery of the Year
for its excellence in product quality, marketing, merchandising,
profitability, management, training and industry service.
Obviously the Hispanic community is not a national group as it is
made up by people from 20 nationalities. It is not a racial group
since you can find White Hispanics, Black Hispanics, Asian Hispanics,
and Indian Hispanics. Although they are mostly Catholics, they are
not a religious group. You can also find other Christian Hispanics
who are not Catholics, as well as Jewish Hispanics, Muslim Hispanics,
Hispanics with African religious roots as Yorubas and Lucumies,
and Hispanics practicing indigenous rituals as Mayans and Aztecas.
Privacy Notice -